Loan Programs
Flexible, investor-focused financing for every stage of your real estate strategy. Terms shown are general ranges — your exact options depend on the property and your experience.
DSCR Rental Property Loans
Long-term financing for buy-and-hold investors.
Qualify based on the property's rental cash flow — not your personal income or tax returns. Ideal for single-family rentals, 2–4 units, and small multifamily.
- No income verification or tax returns
- Qualify on property cash flow (DSCR)
- 30-year fixed and interest-only options
- Single-family, 2–4 units, condos & townhomes
Bridge Loans
Move fast and compete with cash.
Short-term financing to acquire and reposition investment properties quickly, then refinance or sell on your timeline.
- Close in as few as 7–10 business days
- Interest-only payments
- Purchase or cash-out scenarios
- Bridge to a long-term DSCR refinance
Program highlights
- Loan amount
- $100K – $5M
- Max LTV
- Up to 80%
- Term
- 12 – 24 months
- Funding
- As fast as 7 days
Fix & Flip Loans
Purchase + rehab in one loan.
Leverage for value-add projects, covering both the purchase and a large share of renovation costs so your capital goes further.
- Up to 90% of purchase price
- Up to 100% of rehab costs
- Up to 75% of after-repair value (ARV)
- Fast, milestone-based draw process
Program highlights
- Loan amount
- $75K – $3M
- Max LTC
- Up to 90%
- Rehab funding
- Up to 100%
- Term
- 12 – 18 months
New Construction
Ground-up financing for builders & developers.
Flexible construction financing for experienced investors building single-family and small multifamily projects.
- Single-family & small multifamily
- Experienced-builder programs
- Efficient draw schedule
- Bridge into a DSCR or sale exit
Program highlights
- Loan amount
- $150K – $5M
- Max LTC
- Up to 85%
- Term
- 12 – 24 months
- Exit
- Sale or DSCR refi
Not sure which program fits?
Tell us about your deal and we'll point you to the right option.