20+ years funding real estate investors

Financing based on the property, not your paperwork.

LP3 Funding provides DSCR rental, bridge, fix-and-flip, and new construction loans for real estate investors nationwide. Qualify on cash flow — no tax returns, no income verification.

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No income verification
Close in as few as 7 days
All 50 states

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$1.2B+

Funded to date

20+

Years in business

States served

10 days

Avg. close time

Built for investors, not the paperwork

We underwrite the deal, so you can move at the speed of the market.

No income verification

No tax returns, W-2s, or pay stubs. We qualify the property's cash flow, making it simple to scale your portfolio.

Fast, reliable closings

A streamlined process and in-house decisioning mean bridge and fix-and-flip loans can close in as few as 7–10 business days.

Investor-friendly terms

Competitive leverage, 30-year options on rentals, and programs designed around real-world investment strategies.

Loan programs

Flexible capital for every stage of your investment.

DSCR Rental Property Loans

Long-term financing for buy-and-hold investors.

Qualify based on the property's rental cash flow — not your personal income or tax returns. Ideal for single-family rentals, 2–4 units, and small multifamily.

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Bridge Loans

Move fast and compete with cash.

Short-term financing to acquire and reposition investment properties quickly, then refinance or sell on your timeline.

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Fix & Flip Loans

Purchase + rehab in one loan.

Leverage for value-add projects, covering both the purchase and a large share of renovation costs so your capital goes further.

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New Construction

Ground-up financing for builders & developers.

Flexible construction financing for experienced investors building single-family and small multifamily projects.

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How it works

Submit a quick inquiry

Share a few details about you and your property — it takes about two minutes.

Get matched to a program

Our team reviews your scenario and follows up with the best loan options and terms.

Close and fund

Move forward with a clear process and a partner focused on getting you to the closing table fast.

Ready to fund your next deal?

Get your loan options in minutes. No obligation, no impact to your credit to get started.

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